There may be few in the United States who do not know the name of America’s oldest medical health insurance provider. But, despite its age and the reality that it offers cover for a few one-third of all Americans, exactly how good is Blue Cross Blue Shield medical health insurance?
Many people who use read now seem to have mixed feelings about this. On the one hand, Blue Cross Blue Shield health insurance provides a relatively cheap alternative to a large number of other healthcare plans but, on the other hand, it also seems that this is much an instance of ‘you get whatever you pay for’.
Certainly the cost for Blue Cross Blue Shield medical insurance is fairly low, nevertheless the price which you purchase this can be observed in the reality that it requires for ever to obtain the care you need. It may often take several weeks just to get an appointment and, as soon as you do get to see a health care provider, it could then take several more weeks, if not months, to get the referral to your specialist if this is necessary.
The real problem of course is that this does not simply affect Blue Cross Blue Shield and you will find a significant variety of other providers out there who are equally as bad.
Whether you are considering HMOs, PPOs, or some other kind of healthcare provider, many get their problems and, invariably, the basis of the thing is simply age old question of money. As with any other kind of company, medical insurance companies aim to maximize their profits while supplying the minimum degree of care which their customers will accept. When it comes to Blue Cross Blue Shield health insurance you at least provide an edge over those individuals who have to pay more, but this can be small comfort.
So just exactly what is the response to this issue? Well, over time needless to say the one thing that will really change lives is to proceed to a system of single payer medical care. In those countries where everybody pays into a central health system through their taxes everyone, regardless of whether they have got money or otherwise, has their health needs met and the days are gone once we saw families suffering simply because of an inability to meet their doctor’s bill.
Up until the day comes when we have a single payer healthcare system a substantial quantity of Americans will live since they do now in anxiety about getting sick, knowing that, if this would happen, it may put a force on ynsgmp resources that might well land them in these debt that they may simply never recover.
An adequate amount of the daydreaming though because the fact from the matter is that universal healthcare is a long way off if it comes whatsoever and, in the meantime, we have been tied to whatever we have which for most means Blue Cross Blue Shield.
Blue Cross Blue Shield health insurance may not be the most effective in the world but perhaps, alongside another providers available, they are not an unsatisfactory alternative for that price. After your day Blue Cross Blue Shield has been in existence longer than any oth